Tax season is here. If you received a distribution of retirement benefits from NYSLRS last year and need to report it as income on your taxes, you don’t have to wait for the mail—1099-R tax forms are available online.
While NYSLRS pensions are not subject to New York State or local income tax, most are subject to federal income tax.
Beneficiaries who received a death benefit and members who took a taxable loan or withdrew their contributions may also be subject to federal income tax.
If NYSLRS is required to report your distribution to the Internal Revenue Service (IRS), we provide a 1099-R tax form to you for filing your taxes.
We distribute 1099-R tax forms annually based on your delivery preference:
- Mail: We mail printed 1099-Rs by January 31. (Note: The default delivery preference is mail.)
- Email: We make 1099-Rs available in Retirement Online sooner than printed copies are mailed—we will notify you by email in mid-January. (Note: You will not receive a printed 1099-R in the mail.)
Use Retirement Online to Get Your 1099-R
To view, save or print your 1099-R:
- Sign in to Retirement Online.
- Look under My Account Summary.
- Click Manage My 1099-R Tax Forms button.
- Select an option from Year dropdown. (Note: 2025, 2024 and 2023 are currently available online.)
- Click Generate button.
If you have one 1099-R, the document will open in a new browser tab. If you have more than one 1099-R, the documents will compile into a zip file and download on to your computer. Go to your Downloads folder and double-click on the zip file to access the documents.
Please check your browser settings and disable pop-up blockers to ensure your 1099-R can be generated. By default, your browser may block pop-ups, which may prevent a new tab from opening or the file from downloading.
If you don’t have an account or for help signing in to an existing account, check out our Retirement Online Tools and Tips , for step-by-step instructions to register, reset your password, unlock your account and more.
Understanding Your 1099-R
Your tax form includes:
- The total amount (before taxes and deductions) paid to you for the year indicated on the form.
- The taxable portion of your benefit.
- The amount of federal income tax withheld for the year indicated on the form and paid to the IRS on your behalf.
For more information, check out our interactive 1099-R guide. It walks you through a sample and offers a short explanation of each box on the form.
Get an Email Notification When 1099-R Tax Forms Are Available Online
You can get your 1099-R online sooner than printed copies are mailed. Update your delivery preference to email and when your 1099-R is available, we’ll send an email notifying you to sign in to Retirement Online.
- Sign in to Retirement Online.
- Look under My Profile Information.
- Click update next to ‘1099-R Tax Form Delivery by.’
- Choose Email from dropdown.
Be sure the email address listed in your Retirement Online account is current.
Note: If you choose email as your delivery preference, you will not receive a printed copy in the mail.
I have not received my 1099-R for 2025 in the mail as scheduled by February 15th.
I am requesting a copy of it to be mailed to my home as soon as possible. I am having
difficulty getting in to the website, and I am unable to successfully reach a person on
the phone who can help me
Your message is important to us, and we have sent you a private message in response.
i forget my password
For help signing in to Retirement Online, check the Tools & Tips section of our Retirement Online page. You can find step-by-step guides to retrieving your user ID, resetting your password, unlocking your account and more.
If you still need help, please call our customer service representatives at 866-805-0990 (press 2, then follow the prompts).
Please, send to me my taxes for 2025
If you did not change your 1099-R delivery preference to email in Retirement Online, your printed 1099-R form was mailed to the address we have on file for you by January 31.
You can request a 1099-R reprint for calendar year 2025 by completing and submitting the online form. Reprints are typically mailed within 5 to 7 business days.
Before requesting a reprint, we recommend you sign in to Retirement Online, check the address we have on file for you and update it if necessary. If your address has recently changed, select Yes for that question on the reprint request form. Enter both your old and new address and all required information to verify your identity.
I can’t locate my 1099. I can’t get into my account and no one is available by phone
We’d like to help. Your message is important to us, and we have sent you a private message in response.
UIEN TIENE EL EIN NUMBER DE NYSLRS QUE ME LO PUEDA DAR GRACIAS
I am having trouble accessing my account.
For help with Retirement Online, check the Tools & Tips section of our Retirement Online page. You can find step-by-step guides to retrieving your user ID, resetting your password, unlocking your account and more.
If you still need help, please call our customer service representatives at 866-805-0990 (press 2, then follow the prompts).
I am locked out as well. Do not get any pop up after of click ok on password locked.
Please help can’t get through online phone always says too busy and hangs up.
We’d like to help. Your message is important to us, and we have sent you a private message in response.
Your office is impossible to reach. I am locked out of my account and can’t reach anyone to reset.
Your message is important to us, and we have sent you a private message in response. We are also responding your Facebook comments if you would prefer to respond to us there instead.